Find links labelled "click here", "read more" and other text that describes nothing.
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Anchor text tells both search engines and screen-reader users what is on the other end of a link. Vague labels waste that, and a page full of "read more" is genuinely harder to use for anyone navigating by links alone.
It tells Google what the destination page is about, and it is how screen-reader users navigate when they pull up a list of links on a page. "Click here" is useless in both cases.
On a blog listing where each excerpt is directly above its own link, it is understandable. It is still better to name the article.
Internally, rarely. Externally, yes: hundreds of inbound links all using the same exact commercial phrase looks manipulative and is a recognised spam pattern.
The image's alt text acts as the anchor text. An image link with no alt is the same problem as an empty text link.
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